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    <loc>https://www.ensuregroup.com.au/propertytypes</loc>
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    <lastmod>2015-12-23</lastmod>
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      <image:title>PROPERTY TYPES - Strata/Owners Corporation</image:title>
      <image:caption>Low density to high density prescribed Owners Corporations. Mixed use residential and commercial.</image:caption>
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      <image:title>PROPERTY TYPES - Strata/Owners Corporation</image:title>
      <image:caption>Low density to high density prescribed Owners Corporations. Mixed use residential and commercial.</image:caption>
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      <image:title>PROPERTY TYPES - RURAL</image:title>
      <image:caption>Bushfire risk is a real concern among rural propery owners. We service rural Victoria and have exprerience valuing replacement costs for lifestyle properties and agribusiness.</image:caption>
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      <image:title>PROPERTY TYPES - Heritage assets</image:title>
      <image:caption>Municipal assets, Heritage homes with heritage controls, require specialist knowledge to assess the reinstatement cost and additional planning controls.</image:caption>
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      <image:title>PROPERTY TYPES - Prestige residential</image:title>
      <image:caption>We work closeley with architects and builders in the prestige residential construction industry to maintain up to date consutruction cost data.</image:caption>
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      <image:title>PROPERTY TYPES - Office/commercial</image:title>
      <image:caption>Suburban offices to high rise CBD office buildings</image:caption>
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      <image:title>PROPERTY TYPES - Industrial</image:title>
      <image:caption>Multi unit industrial developments, single factory/warehouses, special use industrial</image:caption>
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    <loc>https://www.ensuregroup.com.au/extras</loc>
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    <lastmod>2017-08-09</lastmod>
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      <image:title>EXTRAS - HD Photo Pack - included</image:title>
      <image:caption>In addition to your Insurance Valuation Report we provide a set of professional grade high-resolution images of the property for your file records. Photos are taken on a high mega pixel camera providing exceptional detail when zooming in or when viewed at full size. They can show detail beyond what would be visible to the naked eye. Photos are professionally developed to enhance detail and dynamic range. LEARN MORE</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ea76b5e4b068927b1242d7/1469597759585-0XV54EVC3D7EZB7PASXA/HI+RES+1.jpg</image:loc>
      <image:title>EXTRAS - HD Photo Pack - included</image:title>
      <image:caption>In addition to your Insurance Valuation Report we provide a set of professional grade high-resolution images of the property for your file records. Photos are taken on a high mega pixel camera providing exceptional detail when zooming in or when viewed at full size. They can show detail beyond what would be visible to the naked eye. Photos are professionally developed to enhance detail and dynamic range. LEARN MORE</image:caption>
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    <image:image>
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      <image:title>EXTRAS - Three year insurance forecast</image:title>
      <image:caption>Best practice is to obtain a valuation every 3-5 years. However annual renewals in the interim should account for cost escalations also. We make it easy for you and provide forecasts for a full 3 year period.</image:caption>
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      <image:title>EXTRAS - HD Photo Pack - included</image:title>
      <image:caption>In addition to your Insurance Valuation Report we provide a set of professional grade high-resolution images of the property for your file records. Photos are taken on a high mega pixel camera providing exceptional detail when zooming in or when viewed at full size. They can show detail beyond what would be visible to the naked eye. Photos are professionally developed to enhance detail and dynamic range. LEARN MORE</image:caption>
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      <image:title>EXTRAS - Property Services Map</image:title>
      <image:caption>Property specific information showing where common services are located such as MDF, switchboards, keysafe and more. A great reference when you haven't been to a property in some time.</image:caption>
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      <image:title>zoomed gallery</image:title>
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      <image:title>zoomed gallery</image:title>
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    <loc>https://www.ensuregroup.com.au/services-galery</loc>
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    <lastmod>2017-05-22</lastmod>
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      <image:title>Services galery - Owners Corporation / Asset Managers</image:title>
      <image:caption>A comprehensive Insurance Valuation Service with HD Photo Packs and 5 year renewal figures included. LEARN MORE</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ea76b5e4b068927b1242d7/1456790714220-2IMU1TB880WJ36SN5V6P/urban-copy-1413456528k84ng.png</image:loc>
      <image:title>Services galery - Owners Corporation / Asset Managers</image:title>
      <image:caption>A comprehensive Insurance Valuation Service with HD Photo Packs and 5 year renewal figures included. LEARN MORE</image:caption>
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      <image:title>Services galery - Property Owners</image:title>
      <image:caption>  Avoid under-insurance with an Insurance Valuation by a sworn Certified Practicig Valuer. LEARN MORE</image:caption>
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    <loc>https://www.ensuregroup.com.au/cleints</loc>
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    <lastmod>2017-06-27</lastmod>
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      <image:title>Clients</image:title>
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      <image:title>Clients</image:title>
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      <image:title>Clients</image:title>
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      <image:title>Clients</image:title>
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      <image:title>Clients</image:title>
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      <image:title>Clients</image:title>
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  <url>
    <loc>https://www.ensuregroup.com.au/services</loc>
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    <priority>0.75</priority>
    <lastmod>2020-06-12</lastmod>
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      <image:title>Services 2020 - INSURANCE VALUATIONS</image:title>
      <image:caption>A Certfied Insurance Valuation is the best way to ensure that a property has adequate cover in the even of a claim. Our reports comprise all the detail required plus extra underwriting information to make insurance renewals a breeze.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/54ea76b5e4b068927b1242d7/1498468743236-YGR9B3KW0NH0AH7M4F8X/1.jpg</image:loc>
      <image:title>Services 2020 - INSURANCE VALUATIONS</image:title>
      <image:caption>A Certfied Insurance Valuation is the best way to ensure that a property has adequate cover in the even of a claim. Our reports comprise all the detail required plus extra underwriting information to make insurance renewals a breeze.</image:caption>
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      <image:title>Services 2020 - sworn certified valuations</image:title>
      <image:caption>A Property Valuation is a legal document which details the market value of a property at a point in time, supported by market evidence in accordance with accepted valuation methodologies. They are required for accounting, family law, pre sale, probate and many other purposes.</image:caption>
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      <image:title>Services 2020 - TAX DEPRECIATION SCHEDULES</image:title>
      <image:caption>Tax depreciation on a residential or commercial investment property allows the owner to reduce the amount of taxation payable. The deduction is based on the depreciating value of the property asset. Our Depreciation Reports last for 40 years and are prepared by expert Quantity Surveyors who love nothing more than depreciating every last cent. GET OUR FEE BACK IN FIRST YEAR OR PAY $0.</image:caption>
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      <image:title>Services 2020 - Maintenance Plans</image:title>
      <image:caption>Our 10 year maintenance plans are prepared in accordance with current legislation under the Owners Corporation Act. Each building is physically inspected by our licensed Quantity Surveyors who have the highest level of professional qualification available to provide maintenance plan / sinking fund advice. If you want the best advise available, click the icon above to get in touch today.</image:caption>
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  <url>
    <loc>https://www.ensuregroup.com.au/articles</loc>
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    <priority>0.75</priority>
    <lastmod>2021-04-07</lastmod>
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      <image:title>Articles</image:title>
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  <url>
    <loc>https://www.ensuregroup.com.au/articles/2021/4/7/big-legal-changes-coming-to-vic-owners-corp-insurance-valuations</loc>
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    <priority>0.5</priority>
    <lastmod>2021-04-07</lastmod>
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  <url>
    <loc>https://www.ensuregroup.com.au/articles/2020/insurance-valuations-process</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-06-10</lastmod>
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  <url>
    <loc>https://www.ensuregroup.com.au/articles/2020/5/19/inside-strata-qampa-on-insurance-valuations</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-06-10</lastmod>
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  <url>
    <loc>https://www.ensuregroup.com.au/articles/co-insurance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-05-19</lastmod>
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      <image:title>Articles - Under Insurance Risk &amp;amp; the Co-Insurance Clause</image:title>
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    <loc>https://www.ensuregroup.com.au/articles/2017/8/15/market-value-vs-insurance-value</loc>
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    <priority>0.5</priority>
    <lastmod>2020-05-19</lastmod>
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      <image:title>Articles - Market Value VS Insurance Value</image:title>
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    <loc>https://www.ensuregroup.com.au/insurancevaluations</loc>
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    <lastmod>2016-03-01</lastmod>
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      <image:title>INSURANCE VALUATIONS</image:title>
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    <loc>https://www.ensuregroup.com.au/welcome</loc>
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    <lastmod>2020-06-12</lastmod>
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    <image:image>
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    <image:image>
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      <image:title>HD page</image:title>
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